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Builders in Fintech

Pagaya Network

by Pagaya

Information provided by Pagaya, reviewed by Builders in Fintech.

AI lending network that helps lenders approve more borrowers

Category
Lending infrastructure
API
Not available
Markets
United States

Pagaya runs an AI-powered lending network for banks, card issuers and other lenders. A lender's origination system sends applications it would otherwise decline to Pagaya through an API; its models review them in real time, and approved loans stay in the lender's brand while Pagaya moves them to institutional investors, so lenders grow without extra credit risk.

Agent-Ready 1/5

  • Discoverable — Can an agent find and read it?Not found on 3 November 2026
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Found

Licence verified

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Company-provided, not part of the CC BY dataset.

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