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Builders in Fintech

Pagaya

Pagaya is a company based in United States. Builders in Fintech has recorded 2 equity rounds for Pagaya, most recently a series d round of $102M on 22 June 2020.

United StatesWebsite

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Website
pagaya.com
Licences
  • SEC · Investment adviser · Registered · checked 9 November 2026
  • SEC · Investment adviser · Registered · checked 9 November 2026
Total raised
$116M · equity rounds with a stated amount
Last round
Revolving credit facility · $460M · 24 September 2026

Timeline

  1. Funding round

    Revolving credit facility · Debt · $460M

  2. Funding round

    Credit facility · Debt · $280M · BlackRock

  3. Funding round

    Series D · $102M · Aflac Global Ventures (lead)

  4. Funding round

    Series B · $14M

All funding rounds in the database

Product

AI lending network that helps lenders approve more borrowers

Lending infrastructure

Markets: United States

Pagaya runs an AI-powered lending network for banks, card issuers and other lenders. A lender's origination system sends applications it would otherwise decline to Pagaya through an API; its models review them in real time, and approved loans stay in the lender's brand while Pagaya moves them to institutional investors, so lenders grow without extra credit risk.

Website

Agent-Ready 1/5

  • Discoverable — Can an agent find and read it?Not found on 3 November 2026
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Found

Licence verified

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Description from the company website · Source

Licences & registrations

  • PAGAYA INVESTMENTS US LLC

    Investment adviser · SEC · United States

    Registered · Register ID 299672 · Last checked 9 November 2026

  • THEOREM PARTNERS LLC

    Investment adviser · SEC · United States

    Registered · Register ID 281280 · Last checked 9 November 2026

From public registers as of the last-checked date. Always confirm on the regulator's register before relying on it.

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