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Builders in Fintech

Defacto

by Defacto

Information provided by Defacto, reviewed by Builders in Fintech.

On-demand working capital financing for European SMEs

Category
Lending infrastructure
API
Not available

Defacto finances the working capital needs of small and medium-sized businesses on demand, with funds transferred in seconds. Its products cover purchase order financing, accounts receivable and invoice financing, stock financing and short-term cash flow gaps, and it also works with partners and banks that want to offer financing. Defacto is an ACPR-licensed financial institution and says it has funded more than 25,000 SMEs with transparent fees.

Agent access

llms.txt
Open

Description from the company website

Agent-Ready 2/5

  • Discoverable — Can an agent find and read it?Found
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Found

Not applicable

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Company-provided, not part of the CC BY dataset.

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