Defacto
Defacto is a company based in France. Builders in Fintech has recorded 3 equity rounds for Defacto, most recently a series b round of €16M on 17 September 2025.
Added ·
- €46M
- Series B · €16M · 17 September 2025 · led by Citi Ventures, La Maison Partners
Timeline
Series B · €16M · Citi Ventures (lead), La Maison Partners (lead), Blast, Global Founders Capital, Headline, Northzone
Unspecified · €15M · Northzone (lead)
All funding rounds in the database
Product
On-demand working capital financing for European SMEs
Lending infrastructure
Defacto finances the working capital needs of small and medium-sized businesses on demand, with funds transferred in seconds. Its products cover purchase order financing, accounts receivable and invoice financing, stock financing and short-term cash flow gaps, and it also works with partners and banks that want to offer financing. Defacto is an ACPR-licensed financial institution and says it has funded more than 25,000 SMEs with transparent fees.
Agent access
- llms.txt
- Open
Description from the company website
Agent-Ready 2/5
- Discoverable — Can an agent find and read it?Found
- Documented — Can it understand the API without a login?Not found on 3 November 2026
- Testable — Can it try the API without a sales call?Not found on 3 November 2026
- Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
- Trusted — Can it see who runs it securely?Found
Description from the company website · Source