Zilch reports £147.5M FY26 revenue, up 36%

Zilch has published its annual report for the year ended 31 March 2026. Revenue grew 36% to £147.5 million, GMV rose 28% to £2.4 billion and gross profit increased 24% to £65.6 million. The adjusted loss before tax was £5.3 million.

Sign-ups passed 6.5 million and yearly active users grew 21% to 970,000. During the year the London-based company launched physical cards, Apple Pay, Pay by Bank, paid membership tiers and longer-duration credit.

The growth has continued into FY27. Zilch has delivered two consecutive quarters of adjusted profit before tax and reached an annualised revenue run rate of $300 million. It is also investing £77 million over 10 years in a new London headquarters.

Congrats to Philip Belamant, Hugh Courtney and the Zilch team.