Wise launches Interest and Stocks for US customers, its first use of its US broker-dealer licence

Wise has launched Wise Interest and Wise Stocks for personal and business customers in the US. They are the first products offered under the broker-dealer licence Wise acquired in April 2025 through Wise US Assets Inc.

Wise Interest invests USD balances in a BlackRock Treasury money market fund, with returns calculated daily and paid monthly. Wise Stocks invests USD balances in an S&P 500 index fund and carries market risk. In both cases customers keep instant access to the money for transfers and spending, with no withdrawal penalties.

Vinay Nilakantan, Head of Product for North America, said global customer holdings grew 40% to $39 billion last financial year. Income earned through Wise's existing US Basic Interest feature rose almost 17% in FY26. Wise serves 19 million active customers.