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Builders in Fintech

Zopa

Zopa is a company based in United Kingdom. Builders in Fintech has recorded 5 equity rounds for Zopa, most recently an unspecified round of $300M on 18 October 2021.

United KingdomWebsite

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Licences
  • FCA · Credit institution · Authorised · checked 19 October 2026
Products
Total raised
$300M + £276M · equity rounds with a stated amount
Last round
Unspecified · $300M · 18 October 2021 · led by the U
Investors
the U

Timeline

  1. Funding round

    Unspecified · $300M · the U (lead)

  2. Funding round

    Unspecified · £140M

  3. Funding round

    Unspecified · £60M

  4. Funding round

    Crowdfunding · £44M

  5. Funding round

    Unspecified · £32M

All funding rounds in the database

Product

UK digital bank with current account, savings, loans and credit cards

Digital banking

Markets: United Kingdom

Zopa is a UK bank that started in peer-to-peer lending and now offers banking through one app. Its Biscuit current account lets customers choose between cashback and extra interest, Smart Saver offers flexible savings pots, and it also provides personal loans, credit cards and car finance, with Apple Pay support. Zopa has introduced an AI banking assistant and works with partners such as Hive to help UK homeowners spread the cost of home improvements. Deposits are protected under the UK scheme, and Zopa says it has more than 1.5 million customers.

Website

Description from the company website · Source

Licences & registrations

  • Zopa Bank Limited

    Credit institution · FCA · United Kingdom

    Authorised · Register ID 800542 · Last checked 19 October 2026

From public registers as of the last-checked date. Always confirm on the regulator's register before relying on it.

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