Zeom

Zeom is a mobile global account for people in Brazil who want to protect and use their money across reais, dollars and global assets. Users fund the account in reais, convert to virtual dollars and build a portfolio of digital assets, including global bonds. They can use that portfolio as collateral for the Zeom Visa card, which works for contactless and online purchases wherever Visa is accepted. Zeom uses blockchain technology to allocate money and has an AI feature that filters global news and explains what it means for the user's wealth. The site says Zeom is a virtual asset service provider in the brokerage modality, is in the process of obtaining a Central Bank of Brazil licence, and is a technology company, not a bank.