Tapaya

Tapaya is in-store payments infrastructure that turns an off-the-shelf phone, tablet or kiosk into a payment terminal. Merchants can accept contactless card and phone payments on Android 11+ devices with NFC they already own, track payments in one dashboard, and use purpose-built hardware with Tap to Pay pre-installed. Platforms, PSPs and integrators can embed it as a white-label SDK. The company says it is pre-connected to card schemes, works with any acquirer or processor, and is PCI certified. Documentation covers the Accept SDK, a REST API and the platform, with support for cards and SEPA. Tapaya says it is live across the EU and the UK, and lists pricing from 1.39% blended per transaction or Interchange++.