PayZen

PayZen provides patient financing to hospitals and health systems in the United States. Its AI sets long-term, personalised payment plans based on each patient's ability to repay, and the plans are always free of interest and fees for patients. The service is embedded in the provider's billing process and designed to reduce administrative work for staff, while PayZen says providers see around 30 per cent more payments collected. It works with health systems of all sizes and publishes research on healthcare affordability from the patient's point of view.