Paymentology

Paymentology is a global issuer processor that lets digital banks, retail banks, fintechs and other issuers launch, manage and scale card programmes. Its cloud-native platform, Lume, handles real-time authorisation through to settlement for physical and virtual cards. Tools include a client portal for cardholder management and transaction monitoring, spend controls, fraud and risk tooling, tokenization, PIN management, chargeback processing and transaction data. A developer portal provides API reference and integration guides. The company says it processes for clients across 68 countries and plans to expand into credit, stablecoin, tokenisation and AI-driven services. Target segments include fintechs, digital banks, banks, telcos, lenders, expense management and remittance providers.