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Builders in Fintech

OpenReserve

by OpenReserve

Information provided by OpenReserve, reviewed by Builders in Fintech.

Blockchain-native national bank in organization with a GENIUS Act stablecoin

Category
Digital banking
API
Not available
Markets
United States

OpenReserve is building a blockchain-native digital bank for continuous capital markets and real-time ledger settlement. The site describes it as a platform for onchain capital markets that sits on a nationally chartered bank. The bank, OpenReserve Bank, N.A., is in organization. It received preliminary conditional approval from the OCC on September 2, 2026, and final OCC approval is pending. The site says other approvals, including from the FDIC, are required before it can start banking operations. The product line includes ReserveUSD (rUSD), a stablecoin built for global capital markets and designed to comply with the GENIUS Act, and a network product called OpenReserve Network. The company is led by founder and CEO Dee Choubey.

Agent-Ready 2/5

  • Discoverable — Can an agent find and read it?Not found on 3 November 2026
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Found
  • Trusted — Can it see who runs it securely?Found

Not in our registers

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Company-provided, not part of the CC BY dataset.

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