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Builders in Fintech

KOHO

by KOHO

Information provided by KOHO, reviewed by Builders in Fintech.

Canadian money app: prepaid Mastercard, cash back, interest and credit building

Category
Digital banking
API
Not available
Markets
Canada

KOHO is a Canadian financial app built around a reloadable prepaid Mastercard and a spending and savings account. Members earn cash back on everyday categories and interest on their balance, send Interac e-Transfers, get cash advances through KOHO Cover and build credit history with Credit Building, which reports payments on a line of credit to Equifax, or with a secured version funded by their own money. Plans range from Essential to Everything, and joint accounts are available. KOHO says it is not yet a fully licensed bank.

Agent access

llms.txt
Open

Description from the company website

Agent-Ready 2/5

  • Discoverable — Can an agent find and read it?Found
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Found

Licence verified

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Company-provided, not part of the CC BY dataset.

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