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Builders in Fintech

Jota

by Jota

Information provided by Jota, reviewed by Builders in Fintech.

AI financial agent in WhatsApp and app for personal and business finances

Category
Digital banking
API
Not available
Markets
Brazil

Jota is an AI agent that handles personal and business finances through a chat on WhatsApp or its own app. Users give commands by text, audio or photo, for example sending a Pix payment, paying a boleto from a photo or issuing a charge to a customer. Through Open Finance it connects accounts from several banks to show balances, card bills and transactions in one place. It also offers a free digital account for individuals and a business account, task and reminder features (Jota Tarefas), and a Jota Enterprise plan for companies. Payments require a password entered on a separate screen. Jota says it operates with institutions authorised by the Central Bank of Brazil, runs on Celcoin's payment infrastructure, follows the LGPD, and is Meta Business Verified.

Agent-Ready 1/5

  • Discoverable — Can an agent find and read it?Found
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Not found on 3 November 2026

Not in our registers

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Company-provided, not part of the CC BY dataset.

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