Jiko
by Jiko
Information provided by Jiko, reviewed by Builders in Fintech.
T-bill-based banking: cash held directly in US Treasury bills, spendable 24/7
- Category
- Digital banking
- API
- Not available
- Markets
- United States
Jiko combines a US national bank, Jiko Bank (a division of Mid-Central National Bank), with a registered broker-dealer to keep customers' cash invested directly in US Treasury bills instead of ordinary deposits. Jiko Pockets pair that T-bill holding with bank-account features such as transfers, ACH and a debit card, selling bills automatically when money is spent. For companies and platforms it offers corporate money storage, API access and JikoNet, a 24/7 network for moving dollars between Jiko pockets. Investments in T-bills are not FDIC-insured.
Agent access
Description from the company website
Agent-Ready 1/5
- Discoverable — Can an agent find and read it?Found
- Documented — Can it understand the API without a login?Not found on 3 November 2026
- Testable — Can it try the API without a sales call?Not found on 3 November 2026
- Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
- Trusted — Can it see who runs it securely?Not found on 3 November 2026
Not in our registers
Standard v0.1.1 · checked 3 November 2026
Company-provided, not part of the CC BY dataset.