Figure
by Figure
Information provided by Figure, reviewed by Builders in Fintech.
Online HELOC and lending products built on blockchain and AI
- Category
- Lending infrastructure
- API
- Not available
- Markets
- United States
Figure is an online lender that uses blockchain and AI to make borrowing faster and cheaper. Its home equity line of credit can be approved in minutes and funded in as few as five days, and it also offers cash-out refinancing, DSCR loans that qualify real estate investors on rental income, and crypto-backed loans against assets such as bitcoin and ether. Figure positions its technology as delivering faster approvals, lower costs and transparent access.
Agent access
- llms.txt
- Open
Description from the company website
Agent-Ready 2/5
- Discoverable — Can an agent find and read it?Found
- Documented — Can it understand the API without a login?Not found on 3 November 2026
- Testable — Can it try the API without a sales call?Not found on 3 November 2026
- Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
- Trusted — Can it see who runs it securely?Found
Company-provided, not part of the CC BY dataset.