Curve

Curve is a digital wallet and payment card that lets a consumer add existing Mastercard, Visa and Discover debit and credit cards and pay from any of them with a single physical Curve card or through phone and smartwatch wallets. Features include Go Back in Time, which moves a completed payment to a different underlying card within a set window, fee-free foreign exchange on linked cards, a single view of spending across accounts, instant card lock and unlock, and cashback accumulated on a built-in Curve Cash card. Curve Pay adds tap-to-pay for cards whose issuers do not support mobile wallets. Curve is authorised in the UK and the EEA. In November 2025 Lloyds Banking Group announced an agreement to acquire Curve, with completion expected in the first half of 2026.