Current

Current is a US mobile banking app for consumers that offers a spending account with a Visa debit card, early access to direct-deposited paychecks, paycheck advances for eligible members, a fee-free overdraft feature tied to direct deposits, savings pods that earn interest, a points programme on purchases, a secured charge card for building credit and teen accounts with parental controls. Current is a financial technology company rather than a bank: banking services and cards are provided by Choice Financial Group and Cross River Bank, both FDIC members. The app is published by Finco Services, Inc. and reports more than six million members.