Chime

Chime is a US consumer financial technology company, listed on Nasdaq, that offers a mobile-first checking account with a Visa debit card and no monthly or minimum-balance fees, plus an optional high-yield savings account. SpotMe gives eligible members fee-free overdraft coverage when they receive qualifying direct deposits, MyPay lets them draw part of their pay before payday, and the secured Credit Builder Visa card helps users build a credit history. Chime is not a bank: its accounts and cards are provided by partner banks, The Bancorp Bank and Stride Bank.