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Builders in Fintech

Lydia

Lydia is a company based in France. Builders in Fintech has recorded 5 equity rounds for Lydia, most recently a series c round of $100M on 8 December 2021.

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Country
France
Website
sumeria.eu
Licences
  • ACPR · E-money institution · Authorised · checked 19 October 2026
Products
Total raised
$254.9M · equity rounds with a stated amount
Last round
Series C · $100M · 8 December 2021

Timeline

  1. Funding round

    Series C · $100M · CEO Cyril Chiche, Lydia

  2. Funding round

    Series B · $86M · Accel (lead)

  3. Funding round

    Series B · $45M · Tencent (lead)

  4. Funding round

    Unspecified · $16.1M · CNP Assurances (lead)

  5. Funding round

    Unspecified · $7.8M

All funding rounds in the database

Product

French online bank account with budgeting tools, formerly part of Lydia

Digital banking

Sumeria is a French online current account that helps people keep their budget in order, built by the team behind the Lydia payment app. Customers open an account in about five minutes with no income conditions or commitment and can create several accounts for budgets and projects, use virtual cards and a single physical card, earn interest on their money and pay no fees abroad on eligible plans. An in-app assistant explains spending and answers questions about the customer's finances. The lydia-app.com domain now redirects to Sumeria, which is the company's main banking offer.

Website

Description from the company website · Source

Licences & registrations

  • LYDIA SOLUTIONS

    E-money institution · ACPR · France

    Authorised · Register ID FR_ACPR!62677 · Last checked 19 October 2026

    Passported to 26 countries

    Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden

From public registers as of the last-checked date. Always confirm on the regulator's register before relying on it.

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