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Builders in Fintech

Scalapay

Scalapay is a company based in Italy. Builders in Fintech has recorded 5 equity rounds for Scalapay, most recently a round of €70M on 10 December 2025.

ItalyWebsite

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Country
Italy
Licences
  • Banca d'Italia · Payment institution · Authorised · checked 9 November 2026
Products
Total raised
$727M + €70M · equity rounds with a stated amount
Last round
Late-stage round · €70M · 10 December 2025

Timeline

  1. Funding round

    Late-stage round · €70M · European Investment Bank

  2. Funding round

    Series B · $27M · Poste Italiane (lead), Italy's

  3. Funding round

    Series B · $497M · Tencent (lead), Deimos, Fasanara Capital, Gangwal, MoE Capital, Tiger Global, Willoughby Capital

  4. Funding round

    Series A · $155M · Fasanara Capital, Ithaca Investments

  5. Funding round

    Seed · $48M · Fasanara Capital (lead), Baleen Capital, Ithaca Investments

All funding rounds in the database

Product

Buy now, pay later in three interest-free instalments for European shoppers

Consumer credit and BNPL

Markets: Finland, Belgium, Netherlands, Germany, Italy, France, Portugal, Austria, Spain

Scalapay is a buy now, pay later provider founded in Italy that lets shoppers split online and in-store purchases into three interest-free instalments while receiving their order straight away. Consumers pay the first instalment at checkout and the rest in the following two months, and merchants get paid upfront and use the service to lift conversion and order value. Scalapay works with fashion, beauty and lifestyle retailers among others, and its site offers country versions for Italy, France, Germany, Spain, Portugal, Austria, Belgium, the Netherlands and Finland.

Website

Agent-Ready 1/5

  • Discoverable — Can an agent find and read it?Found
  • Documented — Can it understand the API without a login?Not found on 3 November 2026
  • Testable — Can it try the API without a sales call?Not found on 3 November 2026
  • Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
  • Trusted — Can it see who runs it securely?Not found on 3 November 2026

Licence verified

Standard v0.1.1 · checked 3 November 2026

How we checkSomething wrong? Send the URL

Description from the company website · Source

Licences & registrations

  • SCALAPAY IP S.P.A.

    Payment institution · Banca d'Italia · Italy

    Authorised · Register ID PSD_PI!IT_BI!06078740484 · Last checked 9 November 2026

    Passported to 15 countries

    Austria, Belgium, Croatia, Czechia, Denmark, Finland, France, Germany, Greece, Ireland, Netherlands, Poland, Portugal, Slovenia, Spain

From public registers as of the last-checked date. Always confirm on the regulator's register before relying on it.

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