Lunar
Lunar is a company based in Denmark. Builders in Fintech has recorded 10 equity rounds for Lunar, most recently a round of €46M on 27 January 2026.
Challenger bank
Added ·
- Finanstilsynet · Credit institution · Authorised
- Finanstilsynet · Crypto-asset service provider (MiCA) · Authorised
- Finanstilsynet · Payment institution · Expired
- €383.3M + $154M
- Growth-stage round · €46M · 27 January 2026
Timeline
Growth-stage round · €46M · 100A, Heartland, Orbit Alliance
Growth-stage round · €24.1M
Series D · $77M
Growth · $77M · Heartland (lead)
Series D · €210M · Heartland (lead)
Series C · €40M
Series B · €20M · Seed Capital (lead), Augustinus, Greyhound, Socii
Seed · €26M · Seed Capital (lead)
Seed · €13M · Seed Capital (lead), Greyhound Capital, Socii Capital
Seed · €4.2M · SEED Capital Denmark
People
Current
- Ken Villum Klausen — CEO and founder
All funding rounds in the database
Product
Nordic digital bank for personal and small business banking in one app
Digital banking
Markets: Sweden, Norway, Denmark
Lunar is a Danish digital bank with its own banking licence, supervised by the Danish Financial Supervisory Authority, serving users in Denmark, Sweden and Norway through a single app. Personal customers get accounts, cards, savings, payments, investing, insurance, loans and buy now pay later, with Lunar Youth accounts for children and teenagers. Lunar Business serves sole traders and small companies with business accounts, company cards, automated bookkeeping integrations, VAT accounts and business loans via partners. Deposits are covered by the Danish guarantee fund, and the company reports more than one million users.
Agent-Ready 1/5
- Discoverable — Can an agent find and read it?Not found on 3 November 2026
- Documented — Can it understand the API without a login?Not found on 3 November 2026
- Testable — Can it try the API without a sales call?Not found on 3 November 2026
- Connectable — Can it connect directly (MCP)?Not found on 3 November 2026
- Trusted — Can it see who runs it securely?Found
Description from the company website · Source
Licences & registrations
Lunar Bank A/S
Credit institution · Finanstilsynet · Denmark
Lunar Block A/S
Crypto-asset service provider (MiCA) · Finanstilsynet · Denmark
Lunar Way A/S
Payment institution · Finanstilsynet · Denmark
From public registers as of the last-checked date. Always confirm on the regulator's register before relying on it.
In the news
Headlines from third-party publications, matched automatically. Links go to the original source.
Mentioned on the podcast
Lunar announced an investment of around 46 million euros the day before this recording; Ken counts it as roughly its seventh raise, officially a Series E.
Ken previously ran an enterprise point-of-sale and payments business, acquired in 2014, and launched Lunar in 2015 with two co-founders.
Lunar is the only pan-Nordic challenger bank.
Lunar's business banking is growing about 10% month on month, adding a couple of thousand businesses a month after reaching 40,000 business customers in January.
Sweden has overtaken Denmark in Lunar's business sign-ups; business accounts launch in Norway soon and in Finland later in the year.
Lunar's Danish licence was the first independent banking licence in Denmark in more than ten years; it applied in stages and received a letter promising the licence once capital was in place.
Lunar has no plans to expand beyond the Nordics for now.
Lunar lets customers buy, hold and sell crypto in its app, which Ken believes no other Scandinavian bank offers.
Lunar uses AI across customer support, engineering and marketing.