Pinwheel

Information provided by Pinwheel, reviewed by Builders in Fintech.

Direct deposit switching and bill switching API

Category: Open banking and data
API: Not available

Pinwheel provides an API that lets banks, credit unions and fintechs move a customer's direct deposit and recurring bills to a new account during onboarding. Connected to more than 1,800 payroll platforms, it also verifies identity, employment and income, retrieves tax forms and powers subscription and bill management, helping institutions win primary account status.

Agent access

API documentation: Open
llms.txt: Open
MCP server: https://docs.pinwheelapi.com/mcpTry it

Description from the company website

Agent-Ready 4/5

Discoverable — Can an agent find and read it?Found
Documented — Can it understand the API without a login?Found
Testable — Can it try the API without a sales call?Not found on 3 November 2026
Connectable — Can it connect directly (MCP)?Found
Trusted — Can it see who runs it securely?Found

Not in our registers

Standard v0.1.1 · checked 3 November 2026

How we check Something wrong? Send the URL

Company-provided, not part of the CC BY dataset.