HIFI

HIFI is an API platform for moving money between stablecoins and bank rails. Teams use one integration to accept deposits from banks, cards and wallets, mint stablecoins, convert and route value, and send payouts globally, with compliance handled in the platform. Products include cross-border payments, push-to-card payouts via Visa Direct, institutional finance tools for onchain repo, funds and treasury, and private transactions with confidential settlement. A workflow layer supports conditional transfers, escrow flows, multi-party routing and multi-chain settlement across wallets and bank accounts. HIFI says it is a registered MSB working through principal-agent bank partnerships, and that it is a technology company, not a bank. It lists customers from emerging fintechs to Fortune 100 institutions.