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  <url><loc>https://buildersinfintech.ai/daily/2026-10-14</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T16:30:00.237Z</news:publication_date><news:title>Builders in Fintech — Wednesday 14 October: Causa Prima raises $20M, 3 more rounds</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/revolut-is-becoming-a-mobile-operator-in-germany</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T14:33:00.000Z</news:publication_date><news:title>Revolut is becoming a mobile operator in Germany</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/id-finance-raises-545m-in-debt-and-equity-to-scale-its-plazo-app-in-spain</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>ID Finance raises €545M in debt and equity to scale its Plazo app in Spain</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/causa-prima-raises-a-20m-seed-led-by-base10-three-months-after-a-10m-pre-seed</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Causa Prima raises a $20M seed led by Base10, three months after a $10M pre-seed</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/archa-raises-a-11m-in-equity-and-secures-a-a-50m-debt-facility-for-business-credit-without-personal-guarantees</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Archa raises A$11M in equity and secures a A$50M debt facility for business credit without personal guarantees</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/sprints-closes-its-fifth-fund-at-725m-810m</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Sprints closes its fifth fund at €725M ($810M)</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/reebuild-raises-a-3m-seed-led-by-fortino-ventures-to-automate-financial-back-office-work-in-construction</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>reebuild raises a €3M seed led by Fortino Ventures to automate financial back-office work in construction</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/visa-wins-approval-from-the-people-s-bank-of-china-to-prepare-a-domestic-card-clearing-business</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Visa wins approval from the People&apos;s Bank of China to prepare a domestic card clearing business</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/india-delays-its-upi-merchant-fee-after-pushback-from-retailers</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>India delays its UPI merchant fee after pushback from retailers</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/upgrade-applies-for-a-nevada-industrial-bank-charter-to-launch-upgrade-bank</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Upgrade applies for a Nevada industrial bank charter to launch Upgrade Bank</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/rain-launches-embedded-stablecoin-wallets-at-the-centre-of-its-payments-platform</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Rain launches embedded stablecoin wallets at the centre of its payments platform</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/hercle-registers-with-fintrac-in-canada-its-first-regulatory-footprint-in-the-americas</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-14T07:00:00.000Z</news:publication_date><news:title>Hercle registers with FINTRAC in Canada, its first regulatory footprint in the Americas</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/daily/2026-10-13</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T16:30:00.263Z</news:publication_date><news:title>Builders in Fintech — Tuesday 13 October: OPay raises $200M, 2 more rounds</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/opay-files-for-a-new-york-ipo-as-standard-bank-commits-up-to-200m-in-a-private-placement</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>OPay files for a New York IPO as Standard Bank commits up to $200M in a private placement</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/qippay-raises-nz-5m-from-all-roads-for-a-25-stake-to-build-open-banking-infrastructure-in-new-zealand</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Qippay raises NZ$5M from All Roads for a 25% stake to build open banking infrastructure in New Zealand</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/gaius-capital-closes-its-debut-fund-at-its-50m-hard-cap-plus-6m-in-co-investment</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Gaius Capital closes its debut fund at its €50M hard cap, plus €6M in co-investment</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/monte-carlo-capital-reaches-a-13m-15m-first-close-for-fund-ii-targeting-26m</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Monte Carlo Capital reaches a €13M ($15M) first close for Fund II, targeting €26M</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/kraken-prepares-to-launch-in-the-uae-after-parent-payward-wins-full-market-approval-from-dubai-s-vara</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Kraken prepares to launch in the UAE after parent Payward wins full market approval from Dubai&apos;s VARA</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/payjoy-acquires-finia-ai-s-strategic-assets-to-add-ai-underwriting-built-for-micro-businesses-in-mexico</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>PayJoy acquires Finia AI&apos;s strategic assets to add AI underwriting built for micro-businesses in Mexico</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/luno-acquires-kenyan-cross-border-payments-startup-gtxn-to-own-licensed-rails-into-emerging-markets</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Luno acquires Kenyan cross-border payments startup GTXN to own licensed rails into emerging markets</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/m-kopa-buys-finnish-software-maker-kilpitek-for-8m-to-own-the-phone-locking-technology-behind-its-loans</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>M-KOPA buys Finnish software maker KilpiTek for $8M to own the phone-locking technology behind its loans</news:title></news:news></url>
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