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  <url><loc>https://buildersinfintech.ai/daily/2026-10-13</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T16:30:00.263Z</news:publication_date><news:title>Builders in Fintech — Tuesday 13 October: OPay raises $200M, 2 more rounds</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/opay-files-for-a-new-york-ipo-as-standard-bank-commits-up-to-200m-in-a-private-placement</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>OPay files for a New York IPO as Standard Bank commits up to $200M in a private placement</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/qippay-raises-nz-5m-from-all-roads-for-a-25-stake-to-build-open-banking-infrastructure-in-new-zealand</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Qippay raises NZ$5M from All Roads for a 25% stake to build open banking infrastructure in New Zealand</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/gaius-capital-closes-its-debut-fund-at-its-50m-hard-cap-plus-6m-in-co-investment</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Gaius Capital closes its debut fund at its €50M hard cap, plus €6M in co-investment</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/monte-carlo-capital-reaches-a-13m-15m-first-close-for-fund-ii-targeting-26m</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Monte Carlo Capital reaches a €13M ($15M) first close for Fund II, targeting €26M</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/kraken-prepares-to-launch-in-the-uae-after-parent-payward-wins-full-market-approval-from-dubai-s-vara</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Kraken prepares to launch in the UAE after parent Payward wins full market approval from Dubai&apos;s VARA</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/payjoy-acquires-finia-ai-s-strategic-assets-to-add-ai-underwriting-built-for-micro-businesses-in-mexico</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>PayJoy acquires Finia AI&apos;s strategic assets to add AI underwriting built for micro-businesses in Mexico</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/luno-acquires-kenyan-cross-border-payments-startup-gtxn-to-own-licensed-rails-into-emerging-markets</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>Luno acquires Kenyan cross-border payments startup GTXN to own licensed rails into emerging markets</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/m-kopa-buys-finnish-software-maker-kilpitek-for-8m-to-own-the-phone-locking-technology-behind-its-loans</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-13T07:00:00.000Z</news:publication_date><news:title>M-KOPA buys Finnish software maker KilpiTek for $8M to own the phone-locking technology behind its loans</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/daily/2026-10-12</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T16:30:00.321Z</news:publication_date><news:title>Builders in Fintech — Monday 12 October: Ramp raises $1.9B, 4 more rounds</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/ramp-raises-about-1-85b-led-by-dragoneer-and-thrive-capital-at-a-60b-pre-money-valuation-bloomberg-reports</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>Ramp raises about $1.85B led by Dragoneer and Thrive Capital at a $60B pre-money valuation, Bloomberg reports</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/dailypay-completes-a-second-200m-asset-backed-securitisation-taking-its-receivables-backed-financing-to-about-1-4b</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>DailyPay completes a second $200M asset-backed securitisation, taking its receivables-backed financing to about $1.4B</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/neogrowth-raises-rs85-crore-about-8-8m-led-by-fmo-with-leapfrog-investments-to-expand-msme-lending-in-india</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>NeoGrowth raises ₹85 crore (about $8.8M) led by FMO, with LeapFrog Investments, to expand MSME lending in India</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/union-square-ventures-raises-900m-across-a-500m-early-stage-fund-and-a-400m-opportunity-fund</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>Union Square Ventures raises $900M across a $500M early-stage fund and a $400M opportunity fund</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/avatrade-agrees-to-acquire-the-majority-of-fxcm-group-s-business-and-brand</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>AvaTrade agrees to acquire the majority of FXCM Group&apos;s business and brand</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/behavox-acquires-zurich-based-apiax-to-extend-its-ai-controls-platform-into-cross-border-and-content-compliance</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>Behavox acquires Zurich-based Apiax to extend its AI controls platform into cross-border and content compliance</news:title></news:news></url>
  <url><loc>https://buildersinfintech.ai/news/cocos-spins-out-cocos-crypto-as-a-standalone-app-as-it-turns-into-a-bank-in-argentina</loc><news:news><news:publication><news:name>Builders in Fintech</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-12T07:00:00.000Z</news:publication_date><news:title>Cocos spins out Cocos Crypto as a standalone app as it turns into a bank in Argentina</news:title></news:news></url>
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